People's Alliance Federal Credit Union

Rates as low as 1.74%

*Annual percentage rate is the lowest rate offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at this rate may be offered credit at a higher rate. All loan requests and rates are subject to credit approval. This offer cannot be combined with any other offer.

Click here to Apply!

Spectacular Share Certificate Special!
Find your autumn mobile!
PAFCU Home Equity Rate of 1.99%

*APR=Annual Percentage Rate. Stated rate of 1.99% is fixed for the first 12 months. The as low as prime thereafter. Any member who does not elect automatic payments from a PAFCU checking account will be subject to a rate that is 1% higher than those stated. Home Equity lines are not offered in Texas. Consult a tax advisor for tax deductibility. Approval based on credit history. Rates/fees subject to change without notice.

Have You Signed Up For E-Statements?

Fast, easy and secure! Signing up is easy, just log onto home banking.

PAFCU VISA Cards Most Competitive Rates in Town!

New Card Holders: Introductory Rate of 4.0% for 6 months!

Existing Card Holders: Transfer a balance of $1,000 or more from another credit card and receive an APR of 4.0% for 6 months!

Click here to Apply!


International Credit Union Day Celebrates The Authentic Difference

Credit unions around the world are celebrating International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. “The authentic difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech startups and other financial institutions—our principles.

Credit unions all over the world have operated according to the same core principles since the 1850s, when a group of weary German workers, tired of being exploited by loan sharks, formed the world’s first credit union by banding together to provide affordable credit to each other.

This is why we celebrate ICU Day at People’s Alliance. We think ideas like people before profit, social responsibility, and financial education improve lives. Stop by any PAFCU Location to celebrate with us!

PAFCU is committed to your privacy and security. Click here for more information.

Today's Rates

Auto Loans As low as 1.74%*
Certificates APY
* View our Rate Disclaimer
APY = Annual Percentage Yield
3 Months 0.33%
1 Year 0.61%
5 Year 1.91%
Building 1 Year 0.61%
Money Market APY
2,500 to 24,999 0.30%
25,000 to 49,999 0.35%
50,000 to 99,999 0.50%
100,000 & Above 0.50%

» View all of PAFCU Rates