SAY YES TO OVERDRAFT COVERAGE SO YOU HAVE FASTCHEK DEBIT CARD SERVICES WHEN YOU NEED THEM

The Federal government has issued changes to Regulation E effective August 15, 2010 which will affect overdraft protection for ATM and one-time FastChek debit card purchases. PAFCU currently has an overdraft program for qualified members where an ATM or one-time FastChek debit card transactions may be paid on insufficient funds for a $30 fee per transaction. Beginning August 15, 2010, we will not be able to continue this overdraft coverage unless we receive your authorization to opt-in. If you say YES and opt in to this service, the August 15 change will not affect your account. If you choose not to opt-in, such transactions for which sufficient funds are not available in your account will be declined at the point of sale. This new regulation does not affect checks drawn on your account or recurring payments using your FastChek debit card.

TO MAINTAIN THIS SERVICE, JUST SAY YES BY PERFORMING ONE OF THE FOLLOWING:

• Click here to Opt-In (by clicking here you agree to receive your notice
and disclosure electronically)
• Email us at eresponse@pafcu.org with your consent
• Call us at (631) 434-3500 to speak with Mary Ann at extension 258 or Robin at extension 347
• Visit us at any branch location